Terms of Use

1. Acceptance of Terms By accessing and using the YES TECH FIN website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you must discontinue use of this site immediately. 2. Intellectual Property Rights All content, trademarks, logos, tools, calculators, and service marks displayed on this website are the property of YES TECH FIN or licensed third parties. You may not reproduce, distribute, modify, or create derivative works from any part of this website without prior written consent from YES TECH FIN. 3. Limited Use License Permission is granted to temporarily access the materials on YES TECH FIN’s website for personal, non-commercial use only. This license does not permit you to: - Modify or copy the materials - Use the materials for any commercial purpose - Attempt to decompile or reverse engineer any software or tools - Remove copyright or proprietary notices This license shall automatically terminate if you violate any of these restrictions and may be terminated by YES TECH FIN at any time. 4. User Conduct You agree not to use the website for any unlawful purpose or in any manner that could damage, disable, or impair the website, or interfere with any other party’s use. Prohibited conduct includes, but is not limited to: - Unauthorized access to systems or data - Misuse of tools or automated systems - Attempting to manipulate outputs or platform functionality 5. Financial Information & No Advice The content, tools, calculators, and insights provided on this website are for informational and illustrative purposes only and do not constitute financial, investment, or tax advice. No reliance should be placed on any information provided on this website without obtaining independent professional advice. Use of this platform does not establish a client-adviser relationship. Financial advice is only provided following a formal consultation and in accordance with applicable regulatory requirements. 6. Tools, Calculations & Data Accuracy All financial models, projections, calculators, and outputs are based on assumptions, market data, and current tax frameworks. - These are estimates only - They do not guarantee future performance or outcomes - Market conditions, exchange rates, and tax laws may change at any time YES TECH FIN makes no representations as to the accuracy, completeness, or reliability of such outputs. 7. Disclaimer of Warranties All materials, including financial tools and projections, are provided “as is” without warranties of any kind. YES TECH FIN disclaims all warranties, express or implied, including but not limited to: - Accuracy of information - Fitness for a particular purpose - Reliability of calculations 8. Limitation of Liability To the maximum extent permitted by law, YES TECH FIN shall not be liable for any damages, including but not limited to: - Financial loss - Loss of data - Loss of profits - Decisions made based on platform outputs Arising from the use or inability to use the website or its tools. 9. Platform Independence YES TECH FIN operates as an independent digital platform. Nothing on this website should be interpreted as: - Affiliation with any financial institution - Endorsement by any Financial Services Provider - Provision of regulated advice outside formal engagement 10. Governing Law These Terms of Use are governed by and construed in accordance with the laws of South Africa. You submit to the jurisdiction of South African courts. 11. Revisions and Accuracy The materials on this website may include technical or informational inaccuracies. YES TECH FIN does not warrant that content is current or error-free. Changes may be made at any time without notice. 12. Modifications to Terms YES TECH FIN may revise these Terms at any time. Continued use of the website constitutes acceptance of the updated Terms. 13. Contact Information For questions regarding these Terms: Email: admin@yestech.co.za